I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.
— Dave Ramsey
I believe that through knowledge and discipline, financial peace is possible for all of us.
My wife, Sharon, and I started with nothing when we got married. I was driving a 1902 Pinto and eating off a card table.
I really am not a gold fan.
You can't be in debt and win. It doesn't work.
I have done stupid with a lot of zeros on the end of it. I know what it looks like.
Most of the things we buy are wants. And we call them needs, but they're wants.
The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
Trust me, I know, you can make mistakes with money and still raise money-smart kids. You can start a new family tradition of handling money the right way.
