We are all products of our experiences, good and bad. Sometimes you learn as much from the negative experiences as you do from the positive.

I think any great culture is born out of transparent, authentic communication. You almost can't overcommunicate. You can try, and you might think, 'Oh, do I really have to say this again?' And the answer is yes.

What's happening in crypto - and certainly what's happening at Ripple - we have an opportunity to fundamentally change the way global commerce is managed from a payments point of view.

Brad Garlinghouse Quotes