I've seen numerous situations where collectors have taken more than the agreed-upon amount from someone's account once they gained access.

If you're doing something like scheduling utility payments to come through your debit card or out of your personal checking account, that's perfectly fine. But there are much safer ways to handle situations with debt collectors. You can send a money order overnight, or wire the cash to them.

To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats.

Dave Ramsey Quotes