Missing paperwork is one of the top reasons for delays during the mortgage process. I suggest following the two-by-two system: two most recent pay stubs, tax returns, W-2s from your employer, and bank statements from all of your savings and checking accounts. Be sure to remain clear and transparent, provide evidence of all forms of income.

We call it ‘demo therapy.' We're therapists on top of designers and contractors and real estate agents and we really sometimes have to push people past their comfort zone and show them what they like, they just didn't know that they like.

Buying a home is exciting, but it's also a big financial commitment.

Drew Scott Quotes