The American Dream is that any man or woman, despite of his or her background, can change their circumstances and rise as high as they are willing to work.

Immigrants use debt intelligently. They understand the difference between active debt: creating a business, or something to make business better, and dead debt: buying that new sports car or the 60 inch television. Those things don't lead to the good life. They delay getting it.

When it comes to finances, immigrants are far savvier than native-born Americans. They keep their expenses low. They save their money.

Fabrizio Moreira Quotes