Eliminating or substantially lowering just one major monthly expense can give you enough cushion to move into a more comfortable place financially.

No purchase is so urgent, no bargain so rare, that you don't have time to research it thoroughly, despite what they might have you believe. This applies, in particular, to infomercials that urge you to 'Call now, while supplies last,' or 'Call in the next 10 minutes for a free gift.'

If you haven't gotten a raise in the past couple years for a job well done, it might be time to ask for one.

Jean Chatzky Quotes