You can give your Social Security check to any organization, public or private, or to individuals. You can donate it to your favorite political party. You can give the funds to a student scholarship - for your grandchildren, for example - or to somebody who has a medical need. Or you can invest your government check in free enterprise.

For those of us in the financial world, Black Friday has a strong negative connotation, referring to a stock market catastrophe.

Banking technology has made it simple and efficient to invest in good causes.

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