Look, everything that you experience as a kid is the foundation of how you are today. I was brought up in a working class family in Leeds and when it comes to money both my parents worked hard and instilled the same attitude into me.

I'm well-travelled so I can see places coming up. I went to St. Croix in the West Indies at Christmas and it had been hit by a really bad tornado. Values there have gone down but I guarantee they will be up again in eight years. So I'll get in now while it's cheap as chips.

I know about investment. It's really obvious - you buy property, let it sit for a couple of years and then sell it and reinvest.

Mel B Quotes