For the last couple of years, as the economic ground beneath all I've accomplished and cherished has shifted so profoundly in a life-shattering reversal of fortune, I've trained myself to stay alert when the roar and the rumbling of what could be catastrophic change begins.

For those of us learning the way to financial serenity and solvency, the envelope system teaches prudence, patience, and perseverance. You can only spend what you have.

The amount of money currently in your bank account is a fact. The amount you spend today is a choice. And the way you reconcile both is through clarity.

Sarah Ban Breathnach Quotes