The amount of money currently in your bank account is a fact. The amount you spend today is a choice. And the way you reconcile both is through clarity.

I learned a priceless lesson and one that everyone can use today - it's never the amount of money we have or haven't; it's always the amount of fear we have to wrestle with to make it through the day.

For those of us learning the way to financial serenity and solvency, the envelope system teaches prudence, patience, and perseverance. You can only spend what you have.

Sarah Ban Breathnach Quotes