The ability to save automatically is among the most powerful tools available to us.

Economists specialize in pointing out unpleasant trade-offs - a skill that is on full display in the health care debate. We want patients to receive the best care available. We also want consumers to pay less. And we don't want to bankrupt the government or private insurers. Something must give.

It is safe to say that when people are short on cash, they might be less productive at work, be worse parents, and have less self-control.

Sendhil Mullainathan Quotes