To make the most of your money, I recommend sticking with mutual funds that don't charge a commission when you buy or sell.

If you're saving for the long run, it's actually a good thing when the market is down because the more shares you have, the more you can potentially make when markets rise. And over time - decades, not months - the markets rise more than they fall.

People often panic when the markets go down and sell off their stocks - but then they aren't in the game when the markets are doing well.

Suze Orman Quotes