Anything that gets people to think harder about their financial security and take some responsibility is a good thing.

Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money.

The less you have to think about how to spend every dollar, the more likely you are to spend wisely.

Suze Orman Quotes