If the U.K. leaves the E.U., we'll have to consider whether it makes business sense to stay headquartered here.

I spent my workdays at Skype creating a more connected world. We were shrinking the distances between people, making it easier to connect across countries. Then I'd go to my bank to transfer my euros to pounds, and it was like going back in time 50 years: expensive, inconvenient, and painfully slow. It was a nightmare.

Most banks tell their customers that they only pay a small upfront fee for international payments. But in reality, customers pay much more.

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