Energy, health care and education are just three examples of areas in which information and information management are critically important. How are we using our energy? What appliances in homes or business are consuming the most energy? When do they consume it? Can the load be shifted? How efficient are these devices?

The Dallas model, prominent in the South and Southwest, sees a growing population as a sign of urban health. Cities liberally permit housing construction to accommodate new residents. The Los Angeles model, common on the West Coast and in the Northeast Corridor, discourages growth by limiting new housing.

In my case, I pay a standard premium to participate in the Federal Employees' Health Benefits Plan for my wife and myself out of each month's paycheck.

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