I don't think there's anything inherently wrong with a bank being big. In fact, there are some good arguments about universality of geography that in theory, if you have all your eggs in one little community, and some big employer goes out, that could be your downfall.

Shipping has a great oversupply of vessels that came from over-ordering a few years back. We think 2014 may be when it turns around.

Banking, I would argue, is the most heavily regulated industry in the world. Regulations don't solve things. Supervision solves things.

Wilbur Ross Quotes